Free UK money calculators · No signup
Free UK mortgage, tax & money calculators
£250,000 at 4.5% over 25 years ≈ £1,390 a month. Instant stamp duty, take-home pay, VAT and Inheritance Tax estimates — private in your browser.
Client-side · free · guidance only — not financial advice. How we calculate →
- Tools
- 25
- Cost
- £0
- Account
- None
Popular UK calculators
The money tools people open most — free estimates in your browser.
- UK Mortgage CalculatorEstimate monthly mortgage repayments from loan amount, rate and term.
- UK Stamp Duty CalculatorCalculate SDLT, LBTT and LTT for England, NI, Scotland and Wales.
- UK Inheritance Tax CalculatorRough UK IHT estimate from estate value, nil-rate band, residence band and spouse gifts.
- UK Council Tax Band HelperEstimate Council Tax band from 1991/2003 values and bill from Band D.
- UK Income Tax / Take-home Pay CalculatorEstimate income tax, National Insurance and take-home pay (UK).
- UK National Insurance CalculatorEstimate employee, employer and self-employed National Insurance from earnings.
Browse free tools
25 calculators and utilities — all free, all client-side.
Finance & Money
Mortgages, tax, stamp duty and money calculators for the UK.
UK Mortgage Calculator
Finance & Money
Estimate monthly mortgage repayments from loan amount, rate and term.
Open tool →UK Stamp Duty Calculator
Finance & Money
Calculate SDLT, LBTT and LTT for England, NI, Scotland and Wales.
Open tool →UK Inheritance Tax Calculator
Finance & Money
Rough UK IHT estimate from estate value, nil-rate band, residence band and spouse gifts.
Open tool →UK Capital Gains Tax Calculator
Finance & Money
Estimate 2026/27 CGT from a disposal, the £3,000 allowance and 18%/24% rates.
Open tool →UK Council Tax Band Helper
Finance & Money
Estimate Council Tax band from 1991/2003 values and bill from Band D.
Open tool →UK Income Tax / Take-home Pay Calculator
Finance & Money
Estimate income tax, National Insurance and take-home pay (UK).
Open tool →UK National Insurance Calculator
Finance & Money
Estimate employee, employer and self-employed National Insurance from earnings.
Open tool →UK Salary Sacrifice / Pension Take-home Calculator
Finance & Money
Compare take-home pay with pension salary sacrifice vs no sacrifice.
Open tool →UK Redundancy Pay Calculator
Finance & Money
Estimate statutory redundancy pay from age, service and weekly pay (2026 caps).
Open tool →UK VAT Calculator
Finance & Money
Add or remove UK VAT at 20%, 5% or 0% — net, VAT and gross.
Open tool →UK VED / Car Tax Calculator
Finance & Money
Estimate UK vehicle tax from first registration date, CO₂, fuel type and list price.
Open tool →Compound Interest / Savings Calculator
Finance & Money
Project savings growth with compound interest and monthly contributions.
Open tool →UK Student Loan Repayment Calculator
Finance & Money
Estimate Plan 1, 2, 4, 5 and postgraduate loan deductions from income.
Open tool →Credit Card Payoff Calculator
Finance & Money
See how long to clear a card balance and total interest at a fixed payment.
Open tool →Inflation & Real Return Calculator
Finance & Money
See how inflation erodes cash and what a return is worth in today’s money.
Open tool →Loan Repayment Calculator
Finance & Money
Estimate monthly payments for personal loans and car finance, plus months and interest saved if you overpay.
Open tool →Everyday Utilities
Percentage, units, text tools and day-to-day helpers.
Percentage Calculator
Everyday Utilities
Work out percentages, increases, decreases and “what percent of”.
Open tool →Unit Converter
Everyday Utilities
Convert length, weight, temperature and volume units instantly.
Open tool →Text Case Converter & Word Counter
Everyday Utilities
Change text case and count words, characters and sentences.
Open tool →UK Fuel Cost Calculator
Everyday Utilities
Estimate petrol or diesel cost from miles, MPG or L/100km and price per litre.
Open tool →UK Working Days Calculator
Everyday Utilities
Count working days between two dates with England & Wales bank holidays.
Open tool →Health & Fitness
Simple health metrics and wellness calculators.
Developer Tools
JSON, Base64, regex and other utilities for developers.
JSON Formatter & Validator
Developer Tools
Beautify, minify and validate JSON in your browser.
Open tool →Base64 Encoder / Decoder
Developer Tools
Encode text to Base64 or decode Base64 back to text.
Open tool →Regex Tester
Developer Tools
Test JavaScript regular expressions against sample text live.
Open tool →UK money guides
Short explainers of the maths — not just a form and a number.
How UK mortgage payments are calculated
The repayment formula in plain English, why term and rate move the monthly figure, and what a calculator leaves out.
Read →How stamp duty works when you buy a home in the UK
SDLT, LBTT and LTT explained: why tax is charged in slices, and what first-time buyers and additional properties usually change.
Read →How UK take-home pay is calculated (2026/27)
A plain-English walkthrough of Income Tax, National Insurance and why a £30,000 salary is not £30,000 in the bank.
Read →How UK VAT is calculated: add, remove and the 1.20 trap
Why £100 net at 20% is £120 gross — and why stripping VAT means dividing by 1.20, not taking 20% off the receipt.
Read →How UK Inheritance Tax is calculated (2026/27)
Why IHT is a slice of the estate, not a tax on heirs: the £325,000 band, the extra home allowance, transferred unused bands, and a worked £500k → £70,000 example.
Read →How UK Capital Gains Tax is calculated (2026/27)
Why you pay CGT on the gain, not the sale price: the £3,000 allowance, 18% or 24% from unused basic-rate band, and GOV.UK’s £12,600 → £1,728 example.
Read →